Payment Plan Express

WooCommerce installment plans and deposits for products and whole-cart orders—manual or equal-split, coupon-aware, and ready for classic and Blocks checkout.

Sell on Installments—Manual or Equal-Split

Payment Plan Express extends WooCommerce so you can offer flexible payment plans for individual products or whole-cart purchases. Choose manual installments—exact amounts and due dates you control—or equal-split plan mode, which divides the live grand total (including tax and fees) into even payments by billing interval and end date, with an optional deposit (fixed amount or percentage).

Schedules rebalance when coupons and discounts apply, so customers pay on the real total. Configure everything under Payment Plan Express → Settings.

From Plan Setup to Paid in Full

1. Choose your plan mode

Set manual installments with exact amounts and dates, or equal-split with a billing interval, end date, and optional deposit.

2. Customer selects at checkout

Shoppers choose pay-in-full or a plan, see due-now and the full schedule, then complete checkout on classic or Blocks.

3. Collect, remind, complete

Later installments run via saved-card auto-charge or manual pay links, with email and optional SMS reminders until paid in full.

What You Get

Manual installments

Define exact amounts and due dates for each installment. Full control for layaway and custom payment schedules.

Equal-split + deposits

Auto-split the total by billing interval and end date. Optional deposit as a fixed amount or percent of the grand total.

Coupon, tax & fee accuracy

Installments rebalance to the discounted grand total—including tax and conditional fees—so totals match WooCommerce.

Classic + Blocks checkout

Plan selector and payment schedule work on classic checkout and Cart & Checkout Blocks via the Store API.

Product and whole-cart plans

Attach plans to specific products or offer cart-level eligibility so entire orders can be paid over time.

My Account plan management

Customers view their schedule, pay upcoming installments, and track plan status from My Account and related orders.

Collect Payments Without the Chase

Stripe auto-charge

Automatic installment charges with saved cards, plus admin Charge now and Charge remaining actions for support workflows.

Five customer emails

Payment schedule, manual and automatic reminders, overdue, and cancelled notices—with VillaTheme Email Customizer support.

Optional Twilio SMS

Due-date text reminders with customer consent and STOP/START handling when you enable SMS notifications.

Why Use Payment Plan Express

Compatible With

Built for modern WooCommerce stores. Compatible with HPOS, Cart & Checkout Blocks, WooCommerce Stripe, Extra Fees by Dot Store, FooEvents, VillaTheme Email Customizer, and WPCodeAlly Product Bundles. Read the documentation for the complete list.

Requirements

WordPress 6.2 or later, WooCommerce 8.2 or later, and PHP 7.4 or later. Payment Plan Express requires WooCommerce to be installed and active. Tested with WordPress 7.0 and WooCommerce 10.4.

Ready to Offer Payment Plans?

Get Payment Plan Express and let customers pay over time with accurate schedules, reminders, and WooCommerce-native checkout. Documentation and support available at wpcodeally.com.